2010 Insurance Bills Passed Into Law
HB 1311: Autism Spectrum Disorders
Requires all group health benefit plans that are issued or renewed on or after January 1, 2011 to provide coverage for the diagnosis and treatment of autism disorders. Mandatory coverage is capped at $40,000 annually and only applies to dependents through 18 years of age.
HB 1498: Payment of Health Insurance Claims
Changes the laws regarding the payment of health insurance claims. The bill contains provisions relating to documentation of denied claims, time limits for carriers to communicate with insureds and health care providers, and penalties for unprocessed claims.
HB 1764: Health Care Freedom Act
Is a broad, insurance-related bill that includes the Health Care Freedom Act, which would prohibit any law from forcing a patient, employer or health care provider to participate in any government or private health care system. This issue will be placed on the August ballot for Missouri voters.
SB 583: Insurance Regulatory Issues
Requires non-resident drivers to maintain financial responsibility in compliance with their home state. Establishes standards for the director of the DIFP to determine if an insurer is operating in a hazardous financial condition. Allows health benefit plan enrollees, upon request, to receive materials from a managed care entity in electronic form. Mandates that health plans must provide coverage for adopted children on the same basis as other dependents. Requires that unearned premiums from Medicare supplement or long-term care policies be refunded within 20 days.
SB 834: Liquidation and Dissolution of Domestic Stock Insurers
Allows a domestic stock insurer to voluntarily dissolve and liquidate provided that the Director of the Department of Insurance approves the articles of dissolution.