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Agency Umbrella/Excess

You offer it to your clients, but do you heed your own advice? Providing excess coverage that increases protection for your agency is becoming a necessity. In today's legal environment, increased limits are needed to protect your business.

MAIA offers agency umbrella policies through Penn National. Protect your business with an umbrella from MAIA that provides coverage over your E&O as well as your business auto and liability coverages.

If the Penn Umbrella option is not preferred, we also have markets for excess E&O policies.

Penn National Agency Umbrella

A commercial umbrella underwritten by Penn National (rated A- by A.M. Best) is available.
  • Commercial Umbrella coverage built to automatically include Agents/Brokers E&O
  • Marketed exclusively through producer associations
  • Limits available up to $10 million over underlying primary E&O policy *
  • Combined occurrence/claims made coverage in one excess policy
  • Coverage for Agents/Brokers built to follow form over standard primary E&O policy coverages
  • Ability to attach in excess of primary Agents/Brokers E&O Coverage where defense expenses erode policy limits
  • Broad list of acceptable underlying carriers

* Limits up to $20 million may be available subject to underwriting.



Theresa Flippin, CISR, AIP

Director of Insurance Services