Floods are the most common and most destructive natural disaster in the United States. Ninety percent of all natural disasters involve flooding, and all 50 states have experienced floods or flash floods in the past five years.  The damage from a flood is not covered under a standard homeowner's policy.


Through affiliation with both of our national organizations, IIABA and PIA, MAIA makes available flood insurance markets for our members’ clients through carriers Selective and Hartford.  Competitive rates and broad coverages are inherent to both programs, and the convenience of writing through these markets makes them a go-to for flood policies for clients who need coverage or desire peace of mind in protecting their properties.  Policies are provided through national carriers that have solid reputations and rich histories in taking care of policyholders.  Both programs are provided as a member-only benefit for Missouri agencies.  Choose either of the programs below to get started on a personalized quote for your flood insurance client.


Together, Big "I" Flood and Selective's relationship helps deliver members an unparalleled flood program. Together, we offer agents several layers of support to meet any and all flood insurance needs. Get to know the Big "I" and Selective staff and get your flood questions answered. With personalized support, competitive commissions, and an easy-to-use quoting platform, it is an easy decision to start writing your flood business through the Big "I" Flood-Selective partnership today.
MAIA members can write their own residential and commercial flood insurance with Selective Insurance Co. in our online market access program (Big "I" Markets) with the Selective Online Option.

The flood page on the IIABA's website is loaded with resources, videos, links, news articles, etc. that can help you as a member in selling flood insurance.



Big "I" Flood
Phone: 800-221-7917


​Since 2004, PIA and The Hartford have joined together to provide PIA member agents the opportunity to offer your customers flood insurance through The Hartford, a WYO company. The program is available to PIA members and their policyholders in Missouri. PIA members earn great commissions on flood insurance sales with The Hartford and, if they want, a flood insurance processing center that does most of the heavy lifting for them.


Changes in the flood insurance marketplace are continuing. As some carriers leave the market or sell their books of business, PIA’s national flood partner, The Hartford, is here to stay. The Hartford is one of the largest flood insurance writers in the country, having written flood insurance through FEMA’s National Flood Insurance Program for over three decades.​


Standard and surplus lines programs are available to PIA members in Missouri.

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For questions or more information about the program and how it can fit your agency, contact Joseph M. Surowiecki, Jr. of The Hartford at 860-547-5006 or or contact your local Hartford Flood sales representative direct​​ly.


Have a question for PIA? Contact Alexi Papandon at


PIA Flood Page