Utica

About Utica

Utica National Insurance Group, rated A (Excellent) by A.M. Best, has been in the agents’ E&O business – continuously – since 1966 and realizes that your agency’s core assets aren’t always on paper. We’ve provided legal defense for claims against agents that could have closed their agencies without this protection. And when you have the Utica program behind you, it reinforces with your clients your reputation for running a professional insurance organization..
 

Program Features

• Serviced exclusively by your Missouri Association of Insurance Agents
• Policy limits available up to $20 million per loss, $21 million aggregate
• A carrier of solid credentials with consistent rates and underwriting requirements
• Broad coverage with continual consideration for enhancements to effectively cover the insured
• Up to 5% risk management credit on your premium by attending approved courses, and earn an additional 5% by meeting certain other requirements (for 2 years)
• A variety of payment options available, including EFT through this direct bill carrier
• Direct access to underwriting and claims specialists who are devoted exclusively to your E&O program as a Utica Mutual insured
• Cybersurance and EPLI available for EO policyholders
• Reduction of your deductible (Diminishing Deductible) as a result of current continuous claims free years of coverage; up to 50% credit of your deductible
• Catastrophe coverage endorsement available for $100 flat premium
• Broad definition of insured includes leased/temporary persons as well as legal spouse, former insureds and independent contractors
• Full prior acts coverage for the named insured at no extra charge
• Defense cost in addition to limits of liability
• Retroactive coverage and multiple extended reporting periods offered
• Customer Care Center, which provides online payment method and access to valuable risk management information, including claim scenarios.
• Periodic E&O risk management newsletter available only to Utica policyholders.